Terms & Conditions
Important: My Cash Advisor provides general financial information and guidance through this website. Website content is educational and informational unless a separate written agreement states otherwise. No information on this website should be understood as a promise of financial results, a guarantee of approval, or individualized legal, tax, investment, lending, or insurance advice.
1. Acceptance of These Terms
By accessing mycashadvisor.com, submitting information through a form, subscribing to communications, or using any website feature, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, please discontinue use of the website.
2. About My Cash Advisor
My Cash Advisor is located at 7501 Wisconsin Ave, Bethesda, Maryland 20814, USA. The website provides general information and guidance concerning personal finance, credit, loans, mortgages, investments, taxes, insurance, and related financial topics.
3. Informational Nature of the Website
Website articles, service descriptions, examples, calculators, illustrations, testimonials, projections, and other materials are provided for general educational purposes. Financial circumstances differ from person to person, and information that may be appropriate for one situation may not be appropriate for another.
4. No Guarantee of Financial Outcomes
We do not guarantee loan approval, credit-score improvements, investment returns, tax savings, insurance coverage, refinancing results, debt reduction, or any other financial outcome. Financial markets, interest rates, lender requirements, tax rules, insurance terms, and individual circumstances can change.
5. Services and Third-Party Providers
Some website services or guidance may involve comparison, referral, education, or coordination with third-party providers. Any third-party provider is responsible for its own products, underwriting, rates, fees, contracts, policies, and decisions. You should review all third-party disclosures and agreements before proceeding.
6. User Responsibilities
- Provide accurate information when submitting a form or requesting contact.
- Review financial documents, agreements, rates, fees, and disclosures before accepting an offer.
- Obtain professional legal, tax, investment, lending, or insurance advice when your situation requires specialized advice.
- Protect your passwords and account credentials and notify the relevant provider of suspected unauthorized activity.
- Use the website only for lawful purposes and in a manner that does not interfere with its operation.
7. Prohibited Website Use
You may not attempt to gain unauthorized access to the website or its systems, introduce malicious code, interfere with security controls, impersonate another person, harvest information through unauthorized automated tools, infringe intellectual property rights, or use the website for unlawful or fraudulent purposes.
8. Intellectual Property
Unless otherwise stated, website text, graphics, logos, layouts, icons, software, and other original materials are owned by My Cash Advisor or used with permission. You may view and print reasonable portions for personal, non-commercial use. You may not reproduce, republish, sell, distribute, modify, or create derivative works from protected website content without written permission.
9. Forms, Communications, and Electronic Messages
Submitting a contact form does not create a client, advisory, lending, insurance, or other professional relationship by itself. Email and website communications may not be secure or immediately reviewed. Do not submit passwords, full financial account credentials, Social Security numbers, or other highly sensitive information through an ordinary website form unless specifically instructed through a secure process.
10. Newsletter and Marketing Communications
If you subscribe to marketing communications, you may unsubscribe using the link provided in the message or by contacting us. We may still send necessary administrative or service-related messages where permitted by law. We do not guarantee that every email will be delivered or that a message will arrive at a particular time.
11. Third-Party Links
The website may contain links to third-party websites, tools, lenders, insurers, financial institutions, government agencies, or other resources. These links are provided for convenience and do not necessarily constitute endorsement. We do not control third-party websites and are not responsible for their content, availability, security, privacy practices, or terms.
12. Disclaimers
To the fullest extent permitted by law, the website and its content are provided on an "as is" and "as available" basis. We make no warranty that the website will be uninterrupted, error-free, secure, complete, or current, or that any information will be suitable for a particular purpose. Nothing in these Terms excludes rights that cannot legally be excluded.
13. Limitation of Liability
To the fullest extent permitted by applicable law, My Cash Advisor and its owners, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of the website or reliance on its content. This limitation does not apply where liability cannot legally be limited or excluded.
14. Indemnification
To the extent permitted by law, you agree to defend and hold harmless My Cash Advisor and its service providers from claims, losses, liabilities, costs, and expenses arising from your unlawful use of the website, violation of these Terms, or infringement of another party's rights.
15. Privacy
Your use of the website is also governed by our Privacy Policy, which explains how information may be collected, used, disclosed, retained, and protected.
16. Changes to the Website or These Terms
We may change, suspend, or discontinue website features, content, or services at any time. We may also update these Terms to reflect changes in our practices, technology, services, or applicable law. The updated version will be posted on this page with a revised date.
17. Governing Law
Unless applicable law requires otherwise, these Terms are governed by the laws applicable in the State of Maryland, without regard to conflict-of-law principles. Any dispute will be handled in a court with appropriate jurisdiction, subject to any mandatory consumer-protection or other legal rights that apply.
18. Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue to the extent permitted by law. A failure to enforce any provision does not constitute a permanent waiver of that provision.
19. Contact Us
Questions about these Terms can be directed to:
My Cash Advisor
7501 Wisconsin Ave
Bethesda, Maryland 20814, USA
Phone: (949) 362-6967
Email: contact@mycashadvisor.com